Call reports 2023
FISHER NATIONAL BANK, THE — 2023
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 233,271,000 | 312,381,000 | 332,155,000 | 333,741,000 |
| Total loans | 164,717,000 | 216,658,000 | 237,867,000 | 244,388,000 |
| Allowance for loan losses | 2,066,000 | 2,087,000 | 2,059,000 | 2,164,000 |
| Securities available for sale | 46,218,000 | 66,761,000 | 63,772,000 | 64,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,270,000 | 260,939,000 | 265,120,000 | 276,511,000 |
| Interest-bearing deposits | 161,356,000 | 213,785,000 | 217,737,000 | 228,186,000 |
| Noninterest-bearing deposits | 41,914,000 | 47,154,000 | 47,383,000 | 48,325,000 |
| Equity capital | 14,172,000 | 24,222,000 | 22,983,000 | 27,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 6,790,000 | 10,602,000 | 14,687,000 |
| Interest expense | 538,000 | 1,783,000 | 2,899,000 | 4,440,000 |
| Net interest income | 1,734,000 | 5,007,000 | 7,703,000 | 10,247,000 |
| Noninterest income | 317,000 | 989,000 | 1,506,000 | 2,731,000 |
| Noninterest expense | 1,270,000 | 4,919,000 | 6,904,000 | 8,988,000 |
| Provision for loan losses | 30,000 | 57,000 | 70,000 | 175,000 |
| Pretax income | 751,000 | 979,000 | 2,194,000 | 3,774,000 |
| Income tax | 14,000 | 25,000 | 36,000 | 47,000 |
| Net income | 737,000 | 954,000 | 2,158,000 | 3,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,034,000 | 26,626,000 | 27,477,000 | 28,630,000 |
| Total capital | 21,800,000 | 28,413,000 | 29,235,000 | 30,493,000 |
| Risk-weighted assets | 149,725,000 | 214,698,000 | 216,577,000 | 247,881,000 |