Call reports 2022
FISHER NATIONAL BANK, THE — 2022
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 203,622,000 | 208,353,000 | 218,664,000 | 227,261,000 |
| Total loans | 134,435,000 | 152,563,000 | 161,179,000 | 165,835,000 |
| Allowance for loan losses | 1,508,000 | 1,553,000 | 1,601,000 | 1,642,000 |
| Securities available for sale | 48,046,000 | 43,696,000 | 43,409,000 | 45,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,524,000 | 165,100,000 | 185,527,000 | 194,291,000 |
| Interest-bearing deposits | 135,334,000 | 136,954,000 | 156,583,000 | 163,391,000 |
| Noninterest-bearing deposits | 30,190,000 | 28,146,000 | 28,944,000 | 30,900,000 |
| Equity capital | 17,454,000 | 15,801,000 | 13,917,000 | 16,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,481,000 | 5,516,000 | 7,661,000 |
| Interest expense | 139,000 | 286,000 | 455,000 | 762,000 |
| Net interest income | 1,529,000 | 3,195,000 | 5,061,000 | 6,899,000 |
| Noninterest income | 317,000 | 639,000 | 942,000 | 1,321,000 |
| Noninterest expense | 1,206,000 | 2,428,000 | 3,775,000 | 4,974,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 615,000 | 1,338,000 | 2,115,000 | 3,088,000 |
| Income tax | 15,000 | 52,000 | 90,000 | 44,000 |
| Net income | 600,000 | 1,286,000 | 2,025,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,138,000 | 21,640,000 | 21,978,000 | 22,824,000 |
| Total capital | 22,646,000 | 23,193,000 | 23,579,000 | 24,466,000 |
| Risk-weighted assets | 130,236,000 | 131,953,000 | 139,137,000 | 148,361,000 |