Call reports 2021
FISHER NATIONAL BANK, THE — 2021
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 167,211,000 | 174,209,000 | 187,307,000 | 200,333,000 |
| Total loans | 99,196,000 | 107,091,000 | 120,740,000 | 129,762,000 |
| Allowance for loan losses | 1,365,000 | 1,416,000 | 1,467,000 | 1,484,000 |
| Securities available for sale | 46,743,000 | 57,472,000 | 56,422,000 | 54,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,340,000 | 149,135,000 | 148,327,000 | 158,284,000 |
| Interest-bearing deposits | 121,463,000 | 123,908,000 | 123,972,000 | 129,796,000 |
| Noninterest-bearing deposits | 24,877,000 | 25,227,000 | 24,355,000 | 28,488,000 |
| Equity capital | 20,081,000 | 20,190,000 | 20,646,000 | 21,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,939,000 | 4,641,000 | 6,314,000 |
| Interest expense | 175,000 | 334,000 | 471,000 | 617,000 |
| Net interest income | 1,287,000 | 2,605,000 | 4,170,000 | 5,697,000 |
| Noninterest income | 393,000 | 696,000 | 1,029,000 | 1,356,000 |
| Noninterest expense | 973,000 | 2,053,000 | 3,186,000 | 4,418,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 170,000 |
| Pretax income | 656,000 | 1,173,000 | 1,903,000 | 2,508,000 |
| Income tax | 12,000 | 20,000 | 31,000 | 175,000 |
| Net income | 644,000 | 1,153,000 | 1,872,000 | 2,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,679,000 | 19,589,000 | 20,079,000 | 20,539,000 |
| Total capital | 20,940,000 | 20,969,000 | 21,441,000 | 21,987,000 |
| Risk-weighted assets | 100,851,000 | 110,389,000 | 108,864,000 | 115,828,000 |