Call reports 2020
FISHER NATIONAL BANK, THE — 2020
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,607,000 | 145,001,000 | 149,729,000 | 153,268,000 |
| Total loans | 98,989,000 | 101,975,000 | 102,863,000 | 100,084,000 |
| Allowance for loan losses | 1,180,000 | 1,225,000 | 1,269,000 | 1,314,000 |
| Securities available for sale | 22,333,000 | 26,080,000 | 32,067,000 | 37,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,673,000 | 124,553,000 | 128,723,000 | 132,174,000 |
| Interest-bearing deposits | 100,360,000 | 106,414,000 | 110,190,000 | 112,226,000 |
| Noninterest-bearing deposits | 15,313,000 | 18,139,000 | 18,533,000 | 19,948,000 |
| Equity capital | 17,960,000 | 19,124,000 | 19,561,000 | 20,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,892,000 | 4,317,000 | 5,742,000 |
| Interest expense | 267,000 | 507,000 | 717,000 | 925,000 |
| Net interest income | 1,183,000 | 2,385,000 | 3,600,000 | 4,817,000 |
| Noninterest income | 325,000 | 935,000 | 1,447,000 | 1,949,000 |
| Noninterest expense | 906,000 | 1,870,000 | 2,847,000 | 3,806,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 557,000 | 1,360,000 | 2,124,000 | 2,838,000 |
| Income tax | 9,000 | 20,000 | 35,000 | 46,000 |
| Net income | 548,000 | 1,340,000 | 2,089,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,859,000 | 18,210,000 | 18,709,000 | 19,411,000 |
| Total capital | 18,930,000 | 19,362,000 | 19,879,000 | 20,601,000 |
| Risk-weighted assets | 85,591,000 | 92,157,000 | 93,513,000 | 95,115,000 |