Call reports 2019
FISHER NATIONAL BANK, THE — 2019
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,313,000 | 127,317,000 | 127,820,000 | 130,742,000 |
| Total loans | 98,561,000 | 99,360,000 | 103,262,000 | 101,748,000 |
| Allowance for loan losses | 1,071,000 | 1,112,000 | 1,149,000 | 1,134,000 |
| Securities available for sale | 13,918,000 | 14,991,000 | 15,083,000 | 15,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,744,000 | 107,520,000 | 108,416,000 | 111,837,000 |
| Interest-bearing deposits | 91,544,000 | 93,649,000 | 94,594,000 | 96,946,000 |
| Noninterest-bearing deposits | 14,200,000 | 13,871,000 | 13,822,000 | 14,891,000 |
| Equity capital | 16,344,000 | 16,730,000 | 17,250,000 | 17,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,850,000 | 4,338,000 | 5,842,000 |
| Interest expense | 249,000 | 520,000 | 792,000 | 1,069,000 |
| Net interest income | 1,153,000 | 2,330,000 | 3,546,000 | 4,773,000 |
| Noninterest income | 286,000 | 562,000 | 876,000 | 1,258,000 |
| Noninterest expense | 861,000 | 1,698,000 | 2,539,000 | 3,380,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 531,000 | 1,102,000 | 1,772,000 | 2,525,000 |
| Income tax | 8,000 | 16,000 | 26,000 | 37,000 |
| Net income | 523,000 | 1,086,000 | 1,746,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,174,000 | 16,387,000 | 16,847,000 | 17,589,000 |
| Total capital | 17,212,000 | 17,445,000 | 17,967,000 | 18,687,000 |
| Risk-weighted assets | 83,076,000 | 84,647,000 | 89,591,000 | 87,859,000 |