Call reports 2016
FISHER NATIONAL BANK, THE — 2016
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,767,000 | 116,379,000 | 114,599,000 | 114,893,000 |
| Total loans | 83,902,000 | 85,593,000 | 89,078,000 | 89,899,000 |
| Allowance for loan losses | 560,000 | 644,000 | 682,000 | 730,000 |
| Securities available for sale | 19,510,000 | 18,546,000 | 18,049,000 | 17,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,813,000 | 98,959,000 | 98,210,000 | 96,724,000 |
| Interest-bearing deposits | 82,952,000 | 87,818,000 | 86,743,000 | 85,218,000 |
| Noninterest-bearing deposits | 9,861,000 | 11,141,000 | 11,467,000 | 11,506,000 |
| Equity capital | 12,398,000 | 12,963,000 | 13,326,000 | 13,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,363,000 | 3,594,000 | 4,826,000 |
| Interest expense | 113,000 | 227,000 | 338,000 | 448,000 |
| Net interest income | 1,049,000 | 2,136,000 | 3,256,000 | 4,378,000 |
| Noninterest income | 249,000 | 586,000 | 935,000 | 1,212,000 |
| Noninterest expense | 808,000 | 1,670,000 | 2,495,000 | 3,234,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 471,000 | 989,000 | 1,604,000 | 2,219,000 |
| Income tax | 10,000 | 17,000 | 26,000 | 35,000 |
| Net income | 461,000 | 972,000 | 1,578,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,811,000 | 12,131,000 | 12,618,000 | 13,174,000 |
| Total capital | 12,371,000 | 12,775,000 | 13,300,000 | 13,904,000 |
| Risk-weighted assets | 77,124,000 | 82,523,000 | 76,327,000 | 81,850,000 |