Call reports 2015
FISHER NATIONAL BANK, THE — 2015
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,999,000 | 110,234,000 | 111,684,000 | 112,172,000 |
| Total loans | 80,535,000 | 83,474,000 | 82,856,000 | 85,083,000 |
| Allowance for loan losses | 915,000 | 965,000 | 1,011,000 | 1,026,000 |
| Securities available for sale | 22,362,000 | 21,707,000 | 21,565,000 | 21,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,907,000 | 94,850,000 | 92,445,000 | 93,417,000 |
| Interest-bearing deposits | 84,526,000 | 84,446,000 | 83,256,000 | 82,941,000 |
| Noninterest-bearing deposits | 10,381,000 | 10,404,000 | 9,189,000 | 10,476,000 |
| Equity capital | 11,383,000 | 11,356,000 | 11,806,000 | 12,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,321,000 | 3,516,000 | 4,717,000 |
| Interest expense | 116,000 | 232,000 | 349,000 | 467,000 |
| Net interest income | 1,020,000 | 2,089,000 | 3,167,000 | 4,250,000 |
| Noninterest income | 188,000 | 423,000 | 669,000 | 882,000 |
| Noninterest expense | 729,000 | 1,497,000 | 2,266,000 | 3,020,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 428,000 | 937,000 | 1,467,000 | 2,005,000 |
| Income tax | 10,000 | 17,000 | 25,000 | 32,000 |
| Net income | 418,000 | 920,000 | 1,442,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,654,000 | 10,982,000 | 11,294,000 | 11,775,000 |
| Total capital | 11,569,000 | 11,911,000 | 12,228,000 | 12,730,000 |
| Risk-weighted assets | 76,062,000 | 74,324,000 | 74,721,000 | 76,348,000 |