Call reports 2014
FISHER NATIONAL BANK, THE — 2014
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,882,000 | 102,744,000 | 106,556,000 | 106,058,000 |
| Total loans | 68,996,000 | 73,389,000 | 78,210,000 | 79,053,000 |
| Allowance for loan losses | 757,000 | 807,000 | 857,000 | 870,000 |
| Securities available for sale | 22,770,000 | 23,917,000 | 23,786,000 | 22,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,686,000 | 91,130,000 | 92,182,000 | 91,841,000 |
| Interest-bearing deposits | 82,774,000 | 82,627,000 | 83,314,000 | 82,132,000 |
| Noninterest-bearing deposits | 8,912,000 | 8,503,000 | 8,868,000 | 9,709,000 |
| Equity capital | 10,475,000 | 10,836,000 | 11,211,000 | 11,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,129,000 | 3,274,000 | 4,487,000 |
| Interest expense | 124,000 | 247,000 | 370,000 | 490,000 |
| Net interest income | 909,000 | 1,882,000 | 2,904,000 | 3,997,000 |
| Noninterest income | 182,000 | 401,000 | 609,000 | 827,000 |
| Noninterest expense | 658,000 | 1,351,000 | 2,054,000 | 2,740,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 175,000 |
| Pretax income | 388,000 | 832,000 | 1,363,000 | 1,969,000 |
| Income tax | 5,000 | 11,000 | 19,000 | 27,000 |
| Net income | 383,000 | 821,000 | 1,344,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,144,000 | 10,272,000 | 10,676,000 | 10,722,000 |
| Total capital | 10,901,000 | 11,079,000 | 11,533,000 | 11,592,000 |
| Risk-weighted assets | 70,207,000 | 74,060,000 | 76,571,000 | 78,260,000 |