Call reports 2013
FISHER NATIONAL BANK, THE — 2013
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 97,481,000 | 95,000,000 | 95,743,000 | 96,890,000 |
| Total loans | 60,468,000 | 62,967,000 | 66,125,000 | 68,192,000 |
| Allowance for loan losses | 669,000 | 709,000 | 753,000 | 708,000 |
| Securities available for sale | 23,827,000 | 23,856,000 | 22,983,000 | 22,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,307,000 | 84,295,000 | 85,161,000 | 86,240,000 |
| Interest-bearing deposits | 79,027,000 | 76,586,000 | 78,043,000 | 77,622,000 |
| Noninterest-bearing deposits | 7,280,000 | 7,709,000 | 7,118,000 | 8,618,000 |
| Equity capital | 9,852,000 | 9,404,000 | 9,735,000 | 10,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,960,000 | 2,991,000 | 4,040,000 |
| Interest expense | 130,000 | 265,000 | 397,000 | 527,000 |
| Net interest income | 816,000 | 1,695,000 | 2,594,000 | 3,513,000 |
| Noninterest income | 205,000 | 500,000 | 693,000 | 878,000 |
| Noninterest expense | 584,000 | 1,190,000 | 1,810,000 | 2,507,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 392,000 | 915,000 | 1,368,000 | 1,775,000 |
| Income tax | 31,000 | 44,000 | 53,000 | 35,000 |
| Net income | 361,000 | 871,000 | 1,315,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,913,000 | 9,168,000 | 9,477,000 | 9,901,000 |
| Total capital | 9,582,000 | 9,877,000 | 10,230,000 | 10,609,000 |
| Risk-weighted assets | 61,957,000 | 62,009,000 | 64,780,000 | 67,414,000 |