Call reports 2012
FISHER NATIONAL BANK, THE — 2012
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,303,000 | 86,531,000 | 88,828,000 | 93,077,000 |
| Total loans | 53,119,000 | 58,281,000 | 59,502,000 | 60,199,000 |
| Allowance for loan losses | 562,000 | 550,000 | 598,000 | 611,000 |
| Securities available for sale | 21,902,000 | 22,769,000 | 21,551,000 | 21,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,813,000 | 74,523,000 | 76,508,000 | 81,314,000 |
| Interest-bearing deposits | 66,534,000 | 68,428,000 | 69,282,000 | 72,291,000 |
| Noninterest-bearing deposits | 6,279,000 | 6,095,000 | 7,226,000 | 9,023,000 |
| Equity capital | 9,186,000 | 9,645,000 | 9,907,000 | 10,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 2,076,000 | 3,168,000 | 3,966,000 |
| Interest expense | 181,000 | 353,000 | 516,000 | 659,000 |
| Net interest income | 803,000 | 1,723,000 | 2,652,000 | 3,307,000 |
| Noninterest income | 87,000 | 161,000 | 241,000 | 768,000 |
| Noninterest expense | 464,000 | 994,000 | 1,503,000 | 2,129,000 |
| Provision for loan losses | 38,000 | 75,000 | 118,000 | 188,000 |
| Pretax income | 388,000 | 815,000 | 1,272,000 | 1,758,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 380,000 | 807,000 | 1,264,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,299,000 | 8,588,000 | 8,751,000 | 8,967,000 |
| Total capital | 8,861,000 | 9,138,000 | 9,349,000 | 9,578,000 |
| Risk-weighted assets | 51,239,000 | 54,872,000 | 57,070,000 | 74,696,000 |