Call reports 2011
FISHER NATIONAL BANK, THE — 2011
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,418,000 | 79,440,000 | 78,134,000 | 78,906,000 |
| Total loans | 46,109,000 | 46,742,000 | 49,046,000 | 51,715,000 |
| Allowance for loan losses | 674,000 | 813,000 | 517,000 | 514,000 |
| Securities available for sale | 19,641,000 | 21,223,000 | 20,102,000 | 19,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,607,000 | 69,196,000 | 67,235,000 | 67,827,000 |
| Interest-bearing deposits | 62,914,000 | 63,833,000 | 61,999,000 | 61,915,000 |
| Noninterest-bearing deposits | 5,693,000 | 5,363,000 | 5,236,000 | 5,912,000 |
| Equity capital | 6,764,000 | 7,159,000 | 8,524,000 | 8,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,803,000 | 2,756,000 | 3,774,000 |
| Interest expense | 235,000 | 462,000 | 673,000 | 862,000 |
| Net interest income | 658,000 | 1,341,000 | 2,083,000 | 2,912,000 |
| Noninterest income | 139,000 | 357,000 | 490,000 | 569,000 |
| Noninterest expense | 587,000 | 1,251,000 | 1,903,000 | 2,430,000 |
| Provision for loan losses | 175,000 | 305,000 | 395,000 | 425,000 |
| Pretax income | 35,000 | 151,000 | 329,000 | 680,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 29,000 | 145,000 | 323,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,470,000 | 6,507,000 | 7,650,000 | 7,967,000 |
| Total capital | 7,087,000 | 7,134,000 | 8,167,000 | 8,481,000 |
| Risk-weighted assets | 49,312,000 | 49,997,000 | 47,958,000 | 49,317,000 |