Call reports 2010
FISHER NATIONAL BANK, THE — 2010
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,808,000 | 70,586,000 | 75,393,000 | 74,232,000 |
| Total loans | 45,197,000 | 45,968,000 | 45,745,000 | 46,961,000 |
| Allowance for loan losses | 587,000 | 574,000 | 490,000 | 495,000 |
| Securities available for sale | 16,473,000 | 16,624,000 | 18,116,000 | 17,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,979,000 | 60,504,000 | 65,425,000 | 64,533,000 |
| Interest-bearing deposits | 56,907,000 | 56,561,000 | 60,057,000 | 58,673,000 |
| Noninterest-bearing deposits | 5,072,000 | 3,943,000 | 5,368,000 | 5,860,000 |
| Equity capital | 6,313,000 | 6,540,000 | 6,913,000 | 6,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,789,000 | 2,781,000 | 3,737,000 |
| Interest expense | 295,000 | 577,000 | 845,000 | 1,088,000 |
| Net interest income | 619,000 | 1,212,000 | 1,936,000 | 2,649,000 |
| Noninterest income | 88,000 | 249,000 | 383,000 | 491,000 |
| Noninterest expense | 511,000 | 1,138,000 | 1,693,000 | 2,295,000 |
| Provision for loan losses | 190,000 | 220,000 | 250,000 | 290,000 |
| Pretax income | 6,000 | 103,000 | 376,000 | 624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 103,000 | 376,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,973,000 | 5,996,000 | 6,229,000 | 6,476,000 |
| Total capital | 6,560,000 | 6,570,000 | 6,719,000 | 6,971,000 |
| Risk-weighted assets | 47,016,000 | 46,907,000 | 47,380,000 | 47,398,000 |