Call reports 2009
FISHER NATIONAL BANK, THE — 2009
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 69,698,000 | 70,546,000 | 69,471,000 | 69,954,000 |
| Total loans | 43,541,000 | 44,116,000 | 46,803,000 | 46,364,000 |
| Allowance for loan losses | 433,000 | 494,000 | 496,000 | 529,000 |
| Securities available for sale | 13,115,000 | 17,322,000 | 15,841,000 | 15,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,051,000 | 60,880,000 | 59,482,000 | 60,108,000 |
| Interest-bearing deposits | 54,467,000 | 55,033,000 | 54,996,000 | 55,288,000 |
| Noninterest-bearing deposits | 5,584,000 | 5,847,000 | 4,486,000 | 4,820,000 |
| Equity capital | 6,086,000 | 6,109,000 | 6,426,000 | 6,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,947,000 | 2,824,000 | 3,780,000 |
| Interest expense | 365,000 | 720,000 | 1,047,000 | 1,354,000 |
| Net interest income | 619,000 | 1,227,000 | 1,777,000 | 2,426,000 |
| Noninterest income | 76,000 | 156,000 | 249,000 | 333,000 |
| Noninterest expense | 429,000 | 895,000 | 1,362,000 | 1,863,000 |
| Provision for loan losses | 96,000 | 161,000 | 300,000 | 432,000 |
| Pretax income | 184,000 | 341,000 | 399,000 | 468,000 |
| Income tax | 3,000 | 4,000 | 4,000 | 7,000 |
| Net income | 181,000 | 337,000 | 395,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,807,000 | 5,903,000 | 5,902,000 | 5,967,000 |
| Total capital | 6,240,000 | 6,397,000 | 6,398,000 | 6,496,000 |
| Risk-weighted assets | 44,083,000 | 44,664,000 | 47,970,000 | 47,811,000 |