Call reports 2008
FISHER NATIONAL BANK, THE — 2008
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,827,000 | 63,019,000 | 63,651,000 | 67,113,000 |
| Total loans | 41,665,000 | 44,050,000 | 45,521,000 | 46,059,000 |
| Allowance for loan losses | 305,000 | 449,000 | 465,000 | 502,000 |
| Securities available for sale | 11,975,000 | 11,910,000 | 11,382,000 | 12,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,780,000 | 52,768,000 | 54,432,000 | 57,586,000 |
| Interest-bearing deposits | 47,281,000 | 47,229,000 | 48,979,000 | 52,410,000 |
| Noninterest-bearing deposits | 5,499,000 | 5,539,000 | 5,453,000 | 5,176,000 |
| Equity capital | 6,378,000 | 5,865,000 | 5,600,000 | 5,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,917,000 | 2,864,000 | 3,831,000 |
| Interest expense | 447,000 | 853,000 | 1,239,000 | 1,622,000 |
| Net interest income | 552,000 | 1,064,000 | 1,625,000 | 2,209,000 |
| Noninterest income | 81,000 | 162,000 | 241,000 | 322,000 |
| Noninterest expense | 383,000 | 784,000 | 1,177,000 | 1,653,000 |
| Provision for loan losses | 15,000 | 175,000 | 318,000 | 374,000 |
| Pretax income | 235,000 | 267,000 | -95,000 | 38,000 |
| Income tax | 3,000 | 6,000 | 6,000 | 6,000 |
| Net income | 232,000 | 261,000 | -101,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,233,000 | 6,002,000 | 5,560,000 | 5,693,000 |
| Total capital | 6,538,000 | 6,451,000 | 6,025,000 | 6,195,000 |
| Risk-weighted assets | 41,649,000 | 43,816,000 | 44,287,000 | 44,382,000 |