Call reports 2007
FISHER NATIONAL BANK, THE — 2007
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,297,000 | 57,851,000 | 59,870,000 | 60,457,000 |
| Total loans | 35,867,000 | 38,300,000 | 42,059,000 | 42,504,000 |
| Allowance for loan losses | 302,000 | 313,000 | 320,000 | 327,000 |
| Securities available for sale | 9,513,000 | 10,354,000 | 10,773,000 | 11,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,337,000 | 49,926,000 | 50,081,000 | 50,695,000 |
| Interest-bearing deposits | 41,262,000 | 45,191,000 | 45,487,000 | 45,777,000 |
| Noninterest-bearing deposits | 4,075,000 | 4,735,000 | 4,594,000 | 4,918,000 |
| Equity capital | 5,877,000 | 5,802,000 | 6,125,000 | 6,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,740,000 | 2,765,000 | 3,853,000 |
| Interest expense | 380,000 | 776,000 | 1,201,000 | 1,662,000 |
| Net interest income | 469,000 | 964,000 | 1,564,000 | 2,191,000 |
| Noninterest income | 77,000 | 158,000 | 232,000 | 303,000 |
| Noninterest expense | 364,000 | 761,000 | 1,151,000 | 1,628,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 173,000 | 343,000 | 618,000 | 824,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 10,000 |
| Net income | 172,000 | 340,000 | 612,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,927,000 | 5,943,000 | 6,180,000 | 6,087,000 |
| Total capital | 6,229,000 | 6,256,000 | 6,500,000 | 6,414,000 |
| Risk-weighted assets | 35,263,000 | 38,365,000 | 41,611,000 | 41,988,000 |