Call reports 2006
FISHER NATIONAL BANK, THE — 2006
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,574,000 | 48,056,000 | 52,198,000 | 51,688,000 |
| Total loans | 29,324,000 | 32,876,000 | 37,573,000 | 35,294,000 |
| Allowance for loan losses | 289,000 | 298,000 | 290,000 | 308,000 |
| Securities available for sale | 8,318,000 | 7,977,000 | 7,712,000 | 8,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,294,000 | 39,927,000 | 42,107,000 | 42,197,000 |
| Interest-bearing deposits | 34,835,000 | 36,454,000 | 38,921,000 | 38,644,000 |
| Noninterest-bearing deposits | 3,458,000 | 3,473,000 | 3,186,000 | 3,553,000 |
| Equity capital | 5,814,000 | 5,645,000 | 5,776,000 | 5,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,406,000 | 2,210,000 | 3,075,000 |
| Interest expense | 262,000 | 551,000 | 880,000 | 1,269,000 |
| Net interest income | 424,000 | 855,000 | 1,330,000 | 1,806,000 |
| Noninterest income | 55,000 | 119,000 | 183,000 | 247,000 |
| Noninterest expense | 268,000 | 604,000 | 987,000 | 1,450,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 201,000 | 351,000 | 498,000 | 566,000 |
| Income tax | 2,000 | 4,000 | 36,000 | 16,000 |
| Net income | 199,000 | 347,000 | 462,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,898,000 | 5,807,000 | 5,842,000 | 5,770,000 |
| Total capital | 6,187,000 | 6,105,000 | 6,132,000 | 6,078,000 |
| Risk-weighted assets | 29,209,000 | 32,304,000 | 36,830,000 | 34,696,000 |