Call reports 2005
FISHER NATIONAL BANK, THE — 2005
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,010,000 | 44,358,000 | 45,310,000 | 45,742,000 |
| Total loans | 28,401,000 | 29,330,000 | 30,091,000 | 29,514,000 |
| Allowance for loan losses | 264,000 | 282,000 | 289,000 | 287,000 |
| Securities available for sale | 8,962,000 | 9,113,000 | 8,760,000 | 8,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,459,000 | 36,650,000 | 36,972,000 | 37,520,000 |
| Interest-bearing deposits | 33,396,000 | 32,809,000 | 33,414,000 | 33,383,000 |
| Noninterest-bearing deposits | 4,063,000 | 3,841,000 | 3,558,000 | 4,137,000 |
| Equity capital | 5,606,000 | 5,753,000 | 5,845,000 | 5,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,347,000 | 2,048,000 | 2,733,000 |
| Interest expense | 191,000 | 396,000 | 630,000 | 877,000 |
| Net interest income | 489,000 | 951,000 | 1,418,000 | 1,856,000 |
| Noninterest income | 64,000 | 122,000 | 184,000 | 244,000 |
| Noninterest expense | 249,000 | 530,000 | 802,000 | 1,170,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 298,000 | 528,000 | 778,000 | 928,000 |
| Income tax | 5,000 | 5,000 | 12,000 | 4,000 |
| Net income | 293,000 | 523,000 | 766,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,580,000 | 5,679,000 | 5,828,000 | 5,852,000 |
| Total capital | 5,844,000 | 5,961,000 | 6,117,000 | 6,139,000 |
| Risk-weighted assets | 28,441,000 | 29,287,000 | 30,164,000 | 29,144,000 |