Call reports 2004
FISHER NATIONAL BANK, THE — 2004
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,948,000 | 44,414,000 | 43,769,000 | 45,296,000 |
| Total loans | 26,723,000 | 28,285,000 | 29,066,000 | 29,428,000 |
| Allowance for loan losses | 253,000 | 259,000 | 257,000 | 265,000 |
| Securities available for sale | 9,691,000 | 8,920,000 | 8,480,000 | 8,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,726,000 | 37,272,000 | 36,194,000 | 37,625,000 |
| Interest-bearing deposits | 32,374,000 | 33,959,000 | 33,022,000 | 34,100,000 |
| Noninterest-bearing deposits | 3,352,000 | 3,313,000 | 3,171,000 | 3,525,000 |
| Equity capital | 5,306,000 | 5,220,000 | 5,607,000 | 5,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,253,000 | 1,917,000 | 2,587,000 |
| Interest expense | 174,000 | 342,000 | 522,000 | 713,000 |
| Net interest income | 466,000 | 911,000 | 1,395,000 | 1,874,000 |
| Noninterest income | 66,000 | 143,000 | 205,000 | 266,000 |
| Noninterest expense | 259,000 | 519,000 | 784,000 | 1,109,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 281,000 | 534,000 | 809,000 | 1,015,000 |
| Income tax | -5,000 | 3,000 | 4,000 | 18,000 |
| Net income | 286,000 | 531,000 | 805,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,028,000 | 5,156,000 | 5,431,000 | 5,603,000 |
| Total capital | 5,281,000 | 5,415,000 | 5,688,000 | 5,868,000 |
| Risk-weighted assets | 27,636,000 | 28,664,000 | 28,781,000 | 29,394,000 |