Call reports 2003
FISHER NATIONAL BANK, THE — 2003
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,469,000 | 42,351,000 | 42,045,000 | 42,075,000 |
| Total loans | 24,429,000 | 26,131,000 | 26,389,000 | 26,451,000 |
| Allowance for loan losses | 232,000 | 256,000 | 244,000 | 254,000 |
| Securities available for sale | 8,279,000 | 9,611,000 | 8,759,000 | 8,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,286,000 | 34,650,000 | 34,550,000 | 34,619,000 |
| Interest-bearing deposits | 31,019,000 | 31,254,000 | 31,756,000 | 31,128,000 |
| Noninterest-bearing deposits | 3,267,000 | 3,396,000 | 2,794,000 | 3,491,000 |
| Equity capital | 5,101,000 | 5,102,000 | 4,892,000 | 4,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,256,000 | 1,887,000 | 2,518,000 |
| Interest expense | 209,000 | 411,000 | 594,000 | 794,000 |
| Net interest income | 419,000 | 845,000 | 1,293,000 | 1,724,000 |
| Noninterest income | 60,000 | 111,000 | 167,000 | 230,000 |
| Noninterest expense | 225,000 | 463,000 | 694,000 | 1,014,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 271,000 | 501,000 | 769,000 | 874,000 |
| Income tax | 87,000 | 164,000 | 257,000 | 230,000 |
| Net income | 184,000 | 337,000 | 512,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,950,000 | 4,889,000 | 4,755,000 | 4,742,000 |
| Total capital | 5,181,000 | 5,145,000 | 4,999,000 | 4,996,000 |
| Risk-weighted assets | 25,209,000 | 26,890,000 | 26,937,000 | 27,218,000 |