Call reports 2002
FISHER NATIONAL BANK, THE — 2002
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,943,000 | 38,564,000 | 39,322,000 | 41,271,000 |
| Total loans | 22,772,000 | 23,606,000 | 24,284,000 | 25,064,000 |
| Allowance for loan losses | 234,000 | 202,000 | 203,000 | 227,000 |
| Securities available for sale | 9,085,000 | 9,062,000 | 8,878,000 | 7,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,327,000 | 31,799,000 | 32,237,000 | 34,270,000 |
| Interest-bearing deposits | 26,561,000 | 29,290,000 | 29,671,000 | 29,018,000 |
| Noninterest-bearing deposits | 2,766,000 | 2,509,000 | 2,566,000 | 5,252,000 |
| Equity capital | 4,544,000 | 4,726,000 | 4,983,000 | 4,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,229,000 | 1,896,000 | 2,540,000 |
| Interest expense | 249,000 | 487,000 | 723,000 | 939,000 |
| Net interest income | 353,000 | 742,000 | 1,173,000 | 1,601,000 |
| Noninterest income | 50,000 | 91,000 | 144,000 | 197,000 |
| Noninterest expense | 196,000 | 401,000 | 631,000 | 939,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 56,000 |
| Pretax income | 203,000 | 419,000 | 664,000 | 824,000 |
| Income tax | 63,000 | 132,000 | 209,000 | 264,000 |
| Net income | 140,000 | 287,000 | 455,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,507,000 | 4,574,000 | 4,742,000 | 4,767,000 |
| Total capital | 4,741,000 | 4,776,000 | 4,945,000 | 4,994,000 |
| Risk-weighted assets | 21,092,000 | 22,169,000 | 22,547,000 | 25,447,000 |