Call reports 2001
FISHER NATIONAL BANK, THE — 2001
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,315,000 | 35,506,000 | 37,968,000 | 36,881,000 |
| Total loans | 20,890,000 | 21,461,000 | 22,019,000 | 22,618,000 |
| Allowance for loan losses | 168,000 | 188,000 | 208,000 | 229,000 |
| Securities available for sale | 10,390,000 | 9,459,000 | 10,055,000 | 9,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,588,000 | 28,061,000 | 30,567,000 | 30,414,000 |
| Interest-bearing deposits | 25,914,000 | 25,421,000 | 27,910,000 | 27,510,000 |
| Noninterest-bearing deposits | 2,674,000 | 2,641,000 | 2,657,000 | 2,904,000 |
| Equity capital | 4,230,000 | 4,252,000 | 4,446,000 | 4,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,267,000 | 1,917,000 | 2,575,000 |
| Interest expense | 363,000 | 711,000 | 1,047,000 | 1,359,000 |
| Net interest income | 273,000 | 556,000 | 870,000 | 1,216,000 |
| Noninterest income | 41,000 | 82,000 | 119,000 | 195,000 |
| Noninterest expense | 165,000 | 338,000 | 510,000 | 735,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 134,000 | 267,000 | 430,000 | 609,000 |
| Income tax | 38,000 | 73,000 | 123,000 | 175,000 |
| Net income | 96,000 | 194,000 | 307,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,165,000 | 4,197,000 | 4,309,000 | 4,367,000 |
| Total capital | 4,333,000 | 4,385,000 | 4,517,000 | 4,596,000 |
| Risk-weighted assets | 21,189,000 | 22,962,000 | 22,584,000 | 21,721,000 |