Call reports 2019
AMERICAN SAVINGS BANK — 2019
What AMERICAN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 42,986,000 | 44,285,000 |
| Total loans | 31,986,000 | 30,770,000 |
| Allowance for loan losses | 116,000 | 118,000 |
| Securities available for sale | 417,000 | 421,000 |
| Securities held to maturity | 8,000 | 7,000 |
| Trading assets | 0 | 0 |
| Total deposits | 34,588,000 | 35,917,000 |
| Interest-bearing deposits | 26,480,000 | 26,441,000 |
| Noninterest-bearing deposits | 8,108,000 | 9,476,000 |
| Equity capital | 7,826,000 | 7,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 438,000 | 866,000 |
| Interest expense | 38,000 | 79,000 |
| Net interest income | 400,000 | 787,000 |
| Noninterest income | 62,000 | 130,000 |
| Noninterest expense | 474,000 | 938,000 |
| Provision for loan losses | -5,000 | -3,000 |
| Pretax income | -7,000 | -18,000 |
| Income tax | -4,000 | -10,000 |
| Net income | -3,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 7,829,000 | 7,824,000 |
| Total capital | 7,945,000 | 7,942,000 |
| Risk-weighted assets | 28,142,000 | 27,205,000 |