Call reports 2018
AMERICAN SAVINGS BANK — 2018
What AMERICAN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,298,000 | 42,751,000 | 42,810,000 | 42,530,000 |
| Total loans | 33,097,000 | 32,162,000 | 31,802,000 | 32,424,000 |
| Allowance for loan losses | 140,000 | 136,000 | 131,000 | 121,000 |
| Securities available for sale | 728,000 | 535,000 | 668,000 | 411,000 |
| Securities held to maturity | 19,000 | 15,000 | 12,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,951,000 | 34,364,000 | 34,388,000 | 34,108,000 |
| Interest-bearing deposits | 27,376,000 | 26,893,000 | 26,949,000 | 26,197,000 |
| Noninterest-bearing deposits | 7,575,000 | 7,471,000 | 7,439,000 | 7,911,000 |
| Equity capital | 7,819,000 | 7,822,000 | 7,834,000 | 7,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 856,000 | 1,285,000 | 1,715,000 |
| Interest expense | 37,000 | 77,000 | 117,000 | 157,000 |
| Net interest income | 392,000 | 779,000 | 1,168,000 | 1,558,000 |
| Noninterest income | 49,000 | 109,000 | 174,000 | 235,000 |
| Noninterest expense | 469,000 | 919,000 | 1,363,000 | 1,833,000 |
| Provision for loan losses | -42,000 | -43,000 | -44,000 | -54,000 |
| Pretax income | 14,000 | 12,000 | 23,000 | 14,000 |
| Income tax | 1,000 | -4,000 | -5,000 | -6,000 |
| Net income | 13,000 | 16,000 | 28,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,825,000 | 7,829,000 | 7,840,000 | 7,832,000 |
| Total capital | 7,965,000 | 7,965,000 | 7,971,000 | 7,953,000 |
| Risk-weighted assets | 28,341,000 | 27,869,000 | 27,481,000 | 28,244,000 |