Call reports 2017
AMERICAN SAVINGS BANK — 2017
What AMERICAN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,475,000 | 43,204,000 | 43,418,000 | 42,982,000 |
| Total loans | 34,258,000 | 33,860,000 | 33,548,000 | 32,934,000 |
| Allowance for loan losses | 189,000 | 183,000 | 179,000 | 181,000 |
| Securities available for sale | 926,000 | 935,000 | 841,000 | 846,000 |
| Securities held to maturity | 35,000 | 30,000 | 26,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,833,000 | 32,567,000 | 33,309,000 | 34,631,000 |
| Interest-bearing deposits | 25,350,000 | 25,636,000 | 25,975,000 | 26,823,000 |
| Noninterest-bearing deposits | 5,483,000 | 6,931,000 | 7,334,000 | 7,808,000 |
| Equity capital | 7,812,000 | 7,825,000 | 7,825,000 | 7,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 847,000 | 1,282,000 | 1,712,000 |
| Interest expense | 36,000 | 73,000 | 115,000 | 157,000 |
| Net interest income | 383,000 | 774,000 | 1,167,000 | 1,555,000 |
| Noninterest income | 72,000 | 147,000 | 208,000 | 277,000 |
| Noninterest expense | 447,000 | 907,000 | 1,371,000 | 1,801,000 |
| Provision for loan losses | -25,000 | -31,000 | -36,000 | -34,000 |
| Pretax income | 33,000 | 45,000 | 40,000 | 65,000 |
| Income tax | 4,000 | 2,000 | -3,000 | 38,000 |
| Net income | 29,000 | 43,000 | 43,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,813,000 | 7,829,000 | 7,827,000 | 7,816,000 |
| Total capital | 8,002,000 | 8,012,000 | 8,006,000 | 7,997,000 |
| Risk-weighted assets | 27,496,000 | 27,759,000 | 27,795,000 | 27,707,000 |