Call reports 2016
AMERICAN SAVINGS BANK — 2016
What AMERICAN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,198,000 | 38,786,000 | 39,283,000 | 42,039,000 |
| Total loans | 29,834,000 | 31,052,000 | 31,979,000 | 33,116,000 |
| Allowance for loan losses | 235,000 | 216,000 | 219,000 | 213,000 |
| Securities available for sale | 979,000 | 996,000 | 968,000 | 921,000 |
| Securities held to maturity | 58,000 | 49,000 | 44,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,781,000 | 29,815,000 | 29,800,000 | 31,414,000 |
| Interest-bearing deposits | 24,682,000 | 25,286,000 | 25,002,000 | 26,467,000 |
| Noninterest-bearing deposits | 4,099,000 | 4,529,000 | 4,798,000 | 4,947,000 |
| Equity capital | 7,735,000 | 7,762,000 | 7,789,000 | 7,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 801,000 | 1,210,000 | 1,635,000 |
| Interest expense | 25,000 | 49,000 | 74,000 | 105,000 |
| Net interest income | 370,000 | 752,000 | 1,136,000 | 1,530,000 |
| Noninterest income | 58,000 | 126,000 | 213,000 | 279,000 |
| Noninterest expense | 409,000 | 848,000 | 1,283,000 | 1,752,000 |
| Provision for loan losses | -34,000 | -50,000 | -48,000 | -54,000 |
| Pretax income | 53,000 | 80,000 | 114,000 | 111,000 |
| Income tax | 8,000 | 10,000 | 14,000 | 12,000 |
| Net income | 45,000 | 70,000 | 100,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,731,000 | 7,744,000 | 7,779,000 | 7,784,000 |
| Total capital | 7,966,000 | 7,960,000 | 7,998,000 | 7,997,000 |
| Risk-weighted assets | 25,126,000 | 25,688,000 | 25,743,000 | 26,602,000 |