Call reports 2015
AMERICAN SAVINGS BANK — 2015
What AMERICAN SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,282,000 | 39,350,000 | 38,846,000 | 38,548,000 |
| Total loans | 28,010,000 | 28,293,000 | 28,811,000 | 29,067,000 |
| Allowance for loan losses | 276,000 | 262,000 | 261,000 | 268,000 |
| Securities available for sale | 862,000 | 948,000 | 957,000 | 965,000 |
| Securities held to maturity | 86,000 | 78,000 | 71,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,959,000 | 29,985,000 | 29,424,000 | 29,158,000 |
| Interest-bearing deposits | 25,790,000 | 25,827,000 | 25,387,000 | 24,617,000 |
| Noninterest-bearing deposits | 3,169,000 | 4,158,000 | 4,037,000 | 4,541,000 |
| Equity capital | 7,676,000 | 7,698,000 | 7,716,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 786,000 | 1,177,000 | 1,568,000 |
| Interest expense | 29,000 | 57,000 | 82,000 | 108,000 |
| Net interest income | 361,000 | 729,000 | 1,095,000 | 1,460,000 |
| Noninterest income | 47,000 | 131,000 | 210,000 | 246,000 |
| Noninterest expense | 408,000 | 848,000 | 1,261,000 | 1,694,000 |
| Provision for loan losses | -24,000 | -39,000 | -23,000 | -15,000 |
| Pretax income | 24,000 | 51,000 | 67,000 | 27,000 |
| Income tax | 3,000 | 5,000 | 5,000 | -9,000 |
| Net income | 21,000 | 46,000 | 62,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,671,000 | 7,697,000 | 7,714,000 | 7,690,000 |
| Total capital | 7,947,000 | 7,959,000 | 7,975,000 | 7,958,000 |
| Risk-weighted assets | 22,131,000 | 23,003,000 | 23,527,000 | 24,581,000 |