Call reports 2014
AMERICAN SAVINGS BANK — 2014
What AMERICAN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,085,000 | 37,947,000 | 37,948,000 | 38,954,000 |
| Total loans | 27,106,000 | 27,737,000 | 27,464,000 | 27,501,000 |
| Allowance for loan losses | 305,000 | 334,000 | 318,000 | 276,000 |
| Securities available for sale | 989,000 | 831,000 | 837,000 | 852,000 |
| Securities held to maturity | 115,000 | 107,000 | 101,000 | 92,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,952,000 | 28,852,000 | 28,791,000 | 29,553,000 |
| Interest-bearing deposits | 26,314,000 | 25,658,000 | 25,602,000 | 25,893,000 |
| Noninterest-bearing deposits | 2,638,000 | 3,194,000 | 3,189,000 | 3,660,000 |
| Equity capital | 7,038,000 | 7,007,000 | 7,034,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 808,000 | 1,214,000 | 1,643,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 119,000 |
| Net interest income | 375,000 | 748,000 | 1,125,000 | 1,524,000 |
| Noninterest income | 45,000 | 87,000 | 155,000 | 837,000 |
| Noninterest expense | 413,000 | 847,000 | 1,279,000 | 1,684,000 |
| Provision for loan losses | -2,000 | 28,000 | 12,000 | 63,000 |
| Pretax income | 9,000 | -40,000 | -11,000 | 614,000 |
| Income tax | -4,000 | -22,000 | -22,000 | -15,000 |
| Net income | 13,000 | -18,000 | 11,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,888,000 | 6,838,000 | 6,926,000 | 7,544,000 |
| Total capital | 7,176,000 | 7,132,000 | 7,217,000 | 7,820,000 |
| Risk-weighted assets | 23,046,000 | 23,490,000 | 23,219,000 | 22,136,000 |