Call reports 2013
AMERICAN SAVINGS BANK — 2013
What AMERICAN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,274,000 | 39,329,000 | 39,136,000 | 38,705,000 |
| Total loans | 28,617,000 | 27,982,000 | 27,449,000 | 27,287,000 |
| Allowance for loan losses | 233,000 | 326,000 | 315,000 | 307,000 |
| Securities available for sale | 1,476,000 | 1,487,000 | 1,200,000 | 1,114,000 |
| Securities held to maturity | 144,000 | 137,000 | 130,000 | 123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,968,000 | 30,180,000 | 29,948,000 | 29,547,000 |
| Interest-bearing deposits | 29,968,000 | 29,298,000 | 27,140,000 | 26,498,000 |
| Noninterest-bearing deposits | 0 | 882,000 | 2,808,000 | 3,049,000 |
| Equity capital | 7,025,000 | 6,986,000 | 7,031,000 | 7,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 915,000 | 1,340,000 | 1,755,000 |
| Interest expense | 46,000 | 88,000 | 130,000 | 166,000 |
| Net interest income | 432,000 | 827,000 | 1,210,000 | 1,589,000 |
| Noninterest income | 56,000 | 162,000 | 225,000 | 274,000 |
| Noninterest expense | 416,000 | 853,000 | 1,255,000 | 1,664,000 |
| Provision for loan losses | -78,000 | 35,000 | 24,000 | 69,000 |
| Pretax income | 150,000 | 101,000 | 156,000 | 130,000 |
| Income tax | 35,000 | 24,000 | 35,000 | 15,000 |
| Net income | 115,000 | 77,000 | 121,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,936,000 | 6,895,000 | 6,937,000 | 6,879,000 |
| Total capital | 7,169,000 | 7,199,000 | 7,243,000 | 7,173,000 |
| Risk-weighted assets | 24,430,000 | 24,288,000 | 23,699,000 | 23,479,000 |