Call reports 2012
AMERICAN SAVINGS BANK — 2012
What AMERICAN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,080,000 | 41,062,000 | 39,231,000 | 40,125,000 |
| Total loans | 30,109,000 | 30,017,000 | 29,694,000 | 28,659,000 |
| Allowance for loan losses | 363,000 | 345,000 | 405,000 | 311,000 |
| Securities available for sale | 1,418,000 | 1,434,000 | 1,459,000 | 1,470,000 |
| Securities held to maturity | 191,000 | 183,000 | 161,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,480,000 | 32,074,000 | 30,139,000 | 30,412,000 |
| Interest-bearing deposits | 30,629,000 | 29,922,000 | 29,426,000 | 29,631,000 |
| Noninterest-bearing deposits | 1,851,000 | 2,152,000 | 713,000 | 781,000 |
| Equity capital | 6,644,000 | 6,751,000 | 6,794,000 | 6,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 981,000 | 1,474,000 | 1,956,000 |
| Interest expense | 58,000 | 110,000 | 165,000 | 215,000 |
| Net interest income | 431,000 | 871,000 | 1,309,000 | 1,741,000 |
| Noninterest income | 72,000 | 189,000 | 304,000 | 414,000 |
| Noninterest expense | 411,000 | 848,000 | 1,267,000 | 1,651,000 |
| Provision for loan losses | 51,000 | 33,000 | 112,000 | 118,000 |
| Pretax income | 41,000 | 179,000 | 234,000 | 386,000 |
| Income tax | 4,000 | 32,000 | 43,000 | 78,000 |
| Net income | 37,000 | 147,000 | 191,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,559,000 | 6,664,000 | 6,706,000 | 6,856,000 |
| Total capital | 6,868,000 | 6,982,000 | 7,014,000 | 7,157,000 |
| Risk-weighted assets | 24,579,000 | 24,843,000 | 24,605,000 | 24,062,000 |