Call reports 2017
ASHEVILLE SAVINGS BANK, SSB — 2017
What ASHEVILLE SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 802,154,000 | 799,846,000 | 796,362,000 |
| Total loans | 610,524,000 | 618,065,000 | 621,392,000 |
| Allowance for loan losses | 6,573,000 | 6,659,000 | 6,685,000 |
| Securities available for sale | 97,463,000 | 95,935,000 | 93,078,000 |
| Securities held to maturity | 3,643,000 | 3,615,000 | 2,722,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 685,345,000 | 680,955,000 | 683,848,000 |
| Interest-bearing deposits | 551,435,000 | 544,549,000 | 545,984,000 |
| Noninterest-bearing deposits | 133,910,000 | 136,406,000 | 137,864,000 |
| Equity capital | 88,211,000 | 90,571,000 | 83,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 6,980,000 | 14,118,000 | 21,402,000 |
| Interest expense | 841,000 | 1,467,000 | 2,072,000 |
| Net interest income | 6,139,000 | 12,651,000 | 19,330,000 |
| Noninterest income | 1,873,000 | 3,616,000 | 5,365,000 |
| Noninterest expense | 5,483,000 | 11,586,000 | 36,507,000 |
| Provision for loan losses | 57,000 | 132,000 | 152,000 |
| Pretax income | 2,499,000 | 4,576,000 | -11,937,000 |
| Income tax | 605,000 | 1,434,000 | -4,289,000 |
| Net income | 1,894,000 | 3,142,000 | -7,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 89,831,000 | 91,453,000 | 83,887,000 |
| Total capital | 96,404,000 | 98,112,000 | 90,572,000 |
| Risk-weighted assets | 596,921,000 | 600,437,000 | 612,490,000 |