Call reports 2001
ASHEVILLE SAVINGS BANK, SSB — 2001
What ASHEVILLE SAVINGS BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 407,762,000 | 408,340,000 | 414,522,000 | 416,799,000 |
| Total loans | 350,365,000 | 358,209,000 | 365,099,000 | 363,913,000 |
| Allowance for loan losses | 2,947,000 | 2,963,000 | 3,054,000 | 3,141,000 |
| Securities available for sale | 12,837,000 | 11,864,000 | 11,252,000 | 7,283,000 |
| Securities held to maturity | 20,184,000 | 14,501,000 | 13,798,000 | 13,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,237,000 | 346,615,000 | 354,564,000 | 351,908,000 |
| Interest-bearing deposits | 338,250,000 | 341,384,000 | 349,443,000 | 346,156,000 |
| Noninterest-bearing deposits | 5,987,000 | 5,231,000 | 5,121,000 | 5,752,000 |
| Equity capital | 39,577,000 | 40,418,000 | 41,410,000 | 42,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,852,000 | 15,493,000 | 22,978,000 | 30,328,000 |
| Interest expense | 4,397,000 | 8,561,000 | 12,540,000 | 16,191,000 |
| Net interest income | 3,455,000 | 6,932,000 | 10,438,000 | 14,137,000 |
| Noninterest income | 681,000 | 1,457,000 | 2,186,000 | 3,166,000 |
| Noninterest expense | 2,559,000 | 5,245,000 | 7,923,000 | 11,235,000 |
| Provision for loan losses | 112,000 | 229,000 | 389,000 | 565,000 |
| Pretax income | 1,465,000 | 2,915,000 | 4,312,000 | 5,536,000 |
| Income tax | 567,000 | 1,148,000 | 1,707,000 | 2,194,000 |
| Net income | 898,000 | 1,767,000 | 2,605,000 | 3,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,553,000 | 40,423,000 | 41,261,000 | 41,998,000 |
| Total capital | 42,500,000 | 43,386,000 | 44,315,000 | 45,139,000 |
| Risk-weighted assets | 249,615,000 | 248,751,000 | 257,674,000 | 258,727,000 |