Call reports 2013
LISCO STATE BANK — 2013
What LISCO STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 17,670,000 | 18,099,000 | 17,817,000 |
| Total loans | 9,356,000 | 11,480,000 | 12,189,000 |
| Allowance for loan losses | 244,000 | 244,000 | 254,000 |
| Securities available for sale | 2,084,000 | 1,903,000 | 1,796,000 |
| Securities held to maturity | 386,000 | 386,000 | 386,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 13,735,000 | 12,739,000 | 11,791,000 |
| Interest-bearing deposits | 11,240,000 | 10,552,000 | 9,631,000 |
| Noninterest-bearing deposits | 2,495,000 | 2,187,000 | 2,160,000 |
| Equity capital | 2,665,000 | 2,580,000 | 2,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 157,000 | 318,000 | 498,000 |
| Interest expense | 24,000 | 51,000 | 80,000 |
| Net interest income | 133,000 | 267,000 | 418,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 |
| Noninterest expense | 89,000 | 179,000 | 273,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 52,000 | 105,000 | 170,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 52,000 | 105,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,557,000 | 2,622,000 |
| Total capital | 2,743,000 | 2,718,000 | 2,791,000 |
| Risk-weighted assets | 10,939,000 | 12,824,000 | 13,370,000 |