Call reports 2012
LISCO STATE BANK — 2012
What LISCO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 16,704,000 | 18,811,000 | 18,337,000 | 20,355,000 |
| Total loans | 9,891,000 | 12,227,000 | 12,066,000 | 11,281,000 |
| Allowance for loan losses | 245,000 | 245,000 | 245,000 | 244,000 |
| Securities available for sale | 2,905,000 | 2,802,000 | 2,661,000 | 2,464,000 |
| Securities held to maturity | 472,000 | 471,000 | 471,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,365,000 | 13,239,000 | 13,421,000 | 15,648,000 |
| Interest-bearing deposits | 10,067,000 | 10,855,000 | 11,233,000 | 12,403,000 |
| Noninterest-bearing deposits | 2,298,000 | 2,384,000 | 2,188,000 | 3,245,000 |
| Equity capital | 2,504,000 | 2,564,000 | 2,654,000 | 2,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 362,000 | 558,000 | 746,000 |
| Interest expense | 34,000 | 68,000 | 105,000 | 136,000 |
| Net interest income | 145,000 | 294,000 | 453,000 | 610,000 |
| Noninterest income | 8,000 | 18,000 | 25,000 | 33,000 |
| Noninterest expense | 92,000 | 177,000 | 265,000 | 369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 146,000 | 224,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 146,000 | 224,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,439,000 | 2,479,000 | 2,557,000 | 2,553,000 |
| Total capital | 2,581,000 | 2,649,000 | 2,726,000 | 2,719,000 |
| Risk-weighted assets | 11,244,000 | 13,525,000 | 13,420,000 | 13,197,000 |