Call reports 2011
LISCO STATE BANK — 2011
What LISCO STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 15,827,000 | 16,752,000 | 16,079,000 | 18,109,000 |
| Total loans | 10,994,000 | 12,880,000 | 12,215,000 | 12,028,000 |
| Allowance for loan losses | 242,000 | 245,000 | 245,000 | 245,000 |
| Securities available for sale | 3,239,000 | 3,004,000 | 2,754,000 | 3,015,000 |
| Securities held to maturity | 327,000 | 327,000 | 472,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,660,000 | 9,904,000 | 10,684,000 | 12,871,000 |
| Interest-bearing deposits | 8,618,000 | 7,930,000 | 8,557,000 | 10,596,000 |
| Noninterest-bearing deposits | 2,042,000 | 1,974,000 | 2,127,000 | 2,274,000 |
| Equity capital | 2,297,000 | 2,309,000 | 2,434,000 | 2,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 381,000 | 585,000 | 784,000 |
| Interest expense | 42,000 | 93,000 | 136,000 | 175,000 |
| Net interest income | 137,000 | 288,000 | 449,000 | 609,000 |
| Noninterest income | 7,000 | 16,000 | 25,000 | 33,000 |
| Noninterest expense | 90,000 | 178,000 | 266,000 | 357,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 126,000 | 208,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 126,000 | 208,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,268,000 | 2,233,000 | 2,314,000 | 2,367,000 |
| Total capital | 2,422,000 | 2,403,000 | 2,478,000 | 2,529,000 |
| Risk-weighted assets | 12,229,000 | 13,525,000 | 13,005,000 | 13,256,000 |