Call reports 2009
LISCO STATE BANK — 2009
What LISCO STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,945,000 | 13,808,000 | 13,668,000 | 14,139,000 |
| Total loans | 8,794,000 | 9,741,000 | 9,949,000 | 10,393,000 |
| Allowance for loan losses | 206,000 | 212,000 | 205,000 | 205,000 |
| Securities available for sale | 2,186,000 | 2,503,000 | 2,429,000 | 2,090,000 |
| Securities held to maturity | 193,000 | 193,000 | 193,000 | 328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,979,000 | 10,162,000 | 9,937,000 | 11,231,000 |
| Interest-bearing deposits | 9,821,000 | 8,254,000 | 8,103,000 | 5,996,000 |
| Noninterest-bearing deposits | 2,158,000 | 1,908,000 | 1,834,000 | 5,235,000 |
| Equity capital | 1,989,000 | 1,980,000 | 2,052,000 | 2,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 357,000 | 538,000 | 718,000 |
| Interest expense | 48,000 | 87,000 | 122,000 | 153,000 |
| Net interest income | 134,000 | 270,000 | 416,000 | 565,000 |
| Noninterest income | 14,000 | 25,000 | 38,000 | 50,000 |
| Noninterest expense | 97,000 | 206,000 | 318,000 | 406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 89,000 | 136,000 | 209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 89,000 | 136,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,911,000 | 1,949,000 | 1,996,000 | 2,019,000 |
| Total capital | 2,040,000 | 2,080,000 | 2,130,000 | 2,159,000 |
| Risk-weighted assets | 10,215,000 | 10,426,000 | 10,683,000 | 11,163,000 |