Call reports 2007
LISCO STATE BANK — 2007
What LISCO STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,431,000 | 15,520,000 | 17,002,000 | 15,722,000 |
| Total loans | 8,657,000 | 8,384,000 | 8,945,000 | 8,423,000 |
| Allowance for loan losses | 231,000 | 231,000 | 228,000 | 228,000 |
| Securities available for sale | 3,995,000 | 5,151,000 | 4,942,000 | 3,587,000 |
| Securities held to maturity | 224,000 | 209,000 | 208,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,790,000 | 10,790,000 | 14,021,000 | 12,746,000 |
| Interest-bearing deposits | 12,924,000 | 9,387,000 | 11,637,000 | 9,945,000 |
| Noninterest-bearing deposits | 1,866,000 | 1,403,000 | 2,384,000 | 2,801,000 |
| Equity capital | 1,569,000 | 1,584,000 | 1,674,000 | 1,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 534,000 | 776,000 | 1,069,000 |
| Interest expense | 133,000 | 262,000 | 386,000 | 494,000 |
| Net interest income | 137,000 | 272,000 | 390,000 | 575,000 |
| Noninterest income | 10,000 | 23,000 | 38,000 | 49,000 |
| Noninterest expense | 99,000 | 207,000 | 300,000 | 385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 88,000 | 128,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 88,000 | 128,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,593,000 | 1,633,000 | 1,674,000 | 1,672,000 |
| Total capital | 1,725,000 | 1,758,000 | 1,811,000 | 1,800,000 |
| Risk-weighted assets | 10,482,000 | 9,867,000 | 10,879,000 | 10,152,000 |