Call reports 2006
LISCO STATE BANK — 2006
What LISCO STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,175,000 | 14,920,000 | 15,080,000 | 16,896,000 |
| Total loans | 9,756,000 | 10,639,000 | 10,889,000 | 10,331,000 |
| Allowance for loan losses | 231,000 | 231,000 | 231,000 | 231,000 |
| Securities available for sale | 3,656,000 | 3,424,000 | 3,448,000 | 3,749,000 |
| Securities held to maturity | 45,000 | 30,000 | 30,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,479,000 | 12,321,000 | 11,206,000 | 14,298,000 |
| Interest-bearing deposits | 10,422,000 | 10,639,000 | 10,025,000 | 12,766,000 |
| Noninterest-bearing deposits | 2,057,000 | 1,682,000 | 1,181,000 | 1,532,000 |
| Equity capital | 1,464,000 | 1,475,000 | 1,537,000 | 1,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 492,000 | 753,000 | 1,027,000 |
| Interest expense | 81,000 | 167,000 | 271,000 | 397,000 |
| Net interest income | 163,000 | 325,000 | 482,000 | 630,000 |
| Noninterest income | 13,000 | 27,000 | 41,000 | 53,000 |
| Noninterest expense | 96,000 | 191,000 | 287,000 | 379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 161,000 | 236,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 161,000 | 236,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,517,000 | 1,551,000 | 1,575,000 | 1,545,000 |
| Total capital | 1,656,000 | 1,697,000 | 1,725,000 | 1,695,000 |
| Risk-weighted assets | 10,993,000 | 11,599,000 | 11,896,000 | 11,931,000 |