Call reports 2003
LISCO STATE BANK — 2003
What LISCO STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,929,000 | 15,336,000 | 15,565,000 | 14,360,000 |
| Total loans | 9,651,000 | 11,469,000 | 11,914,000 | 11,359,000 |
| Allowance for loan losses | 220,000 | 221,000 | 223,000 | 231,000 |
| Securities available for sale | 2,449,000 | 2,766,000 | 2,293,000 | 1,850,000 |
| Securities held to maturity | 235,000 | 216,000 | 216,000 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,958,000 | 12,890,000 | 11,824,000 | 11,566,000 |
| Interest-bearing deposits | 10,351,000 | 10,641,000 | 10,321,000 | 9,886,000 |
| Noninterest-bearing deposits | 1,607,000 | 2,249,000 | 1,503,000 | 1,680,000 |
| Equity capital | 1,550,000 | 1,552,000 | 1,608,000 | 1,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 408,000 | 631,000 | 843,000 |
| Interest expense | 56,000 | 110,000 | 168,000 | 224,000 |
| Net interest income | 139,000 | 298,000 | 463,000 | 619,000 |
| Noninterest income | 8,000 | 20,000 | 34,000 | 45,000 |
| Noninterest expense | 84,000 | 178,000 | 264,000 | 348,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 63,000 | 140,000 | 233,000 | 306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 140,000 | 233,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,429,000 | 1,406,000 | 1,499,000 | 1,372,000 |
| Total capital | 1,612,000 | 1,568,000 | 1,666,000 | 1,529,000 |
| Risk-weighted assets | 14,584,000 | 12,872,000 | 13,283,000 | 12,506,000 |