Call reports 2002
LISCO STATE BANK — 2002
What LISCO STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,058,000 | 14,595,000 | 14,432,000 | 13,862,000 |
| Total loans | 9,248,000 | 10,269,000 | 9,331,000 | 9,783,000 |
| Allowance for loan losses | 229,000 | 230,000 | 232,000 | 232,000 |
| Securities available for sale | 3,050,000 | 3,053,000 | 3,046,000 | 2,496,000 |
| Securities held to maturity | 314,000 | 262,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,093,000 | 11,421,000 | 11,991,000 | 11,930,000 |
| Interest-bearing deposits | 10,981,000 | 10,559,000 | 10,334,000 | 10,530,000 |
| Noninterest-bearing deposits | 1,112,000 | 862,000 | 1,657,000 | 1,400,000 |
| Equity capital | 1,457,000 | 1,545,000 | 1,628,000 | 1,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 434,000 | 649,000 | 858,000 |
| Interest expense | 82,000 | 154,000 | 220,000 | 282,000 |
| Net interest income | 132,000 | 280,000 | 429,000 | 576,000 |
| Noninterest income | 9,000 | 19,000 | 30,000 | 40,000 |
| Noninterest expense | 86,000 | 180,000 | 270,000 | 384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 119,000 | 188,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 119,000 | 188,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,390,000 | 1,454,000 | 1,523,000 | 1,366,000 |
| Total capital | 1,566,000 | 1,638,000 | 1,705,000 | 1,548,000 |
| Risk-weighted assets | 14,151,000 | 14,662,000 | 14,549,000 | 14,502,000 |