Call reports 2001
LISCO STATE BANK — 2001
What LISCO STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,820,000 | 13,968,000 | 13,724,000 | 13,943,000 |
| Total loans | 7,622,000 | 7,970,000 | 7,889,000 | 9,010,000 |
| Allowance for loan losses | 224,000 | 225,000 | 226,000 | 228,000 |
| Securities available for sale | 4,655,000 | 4,275,000 | 4,285,000 | 3,135,000 |
| Securities held to maturity | 385,000 | 375,000 | 338,000 | 338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,071,000 | 12,264,000 | 11,962,000 | 12,196,000 |
| Interest-bearing deposits | 11,046,000 | 10,930,000 | 10,930,000 | 11,085,000 |
| Noninterest-bearing deposits | 1,025,000 | 1,334,000 | 1,032,000 | 1,111,000 |
| Equity capital | 1,411,000 | 1,357,000 | 1,399,000 | 1,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 515,000 | 752,000 | 971,000 |
| Interest expense | 130,000 | 250,000 | 360,000 | 454,000 |
| Net interest income | 136,000 | 265,000 | 392,000 | 517,000 |
| Noninterest income | 9,000 | 20,000 | 32,000 | 42,000 |
| Noninterest expense | 96,000 | 187,000 | 279,000 | 367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 98,000 | 145,000 | 192,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | 59,000 | 108,000 | 155,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,341,000 | 1,290,000 | 1,287,000 | 1,335,000 |
| Total capital | 1,515,000 | 1,467,000 | 1,459,000 | 1,511,000 |
| Risk-weighted assets | 13,888,000 | 14,043,000 | 13,726,000 | 14,009,000 |