Call reports 2025
PRISM BANK — 2025
What PRISM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,573,000 | 518,556,000 | 562,128,000 | 645,334,000 |
| Total loans | 404,782,000 | 450,374,000 | 481,217,000 | 551,274,000 |
| Allowance for loan losses | 5,152,000 | 5,381,000 | 5,767,000 | 6,077,000 |
| Securities available for sale | 21,540,000 | 29,524,000 | 36,867,000 | 36,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,458,000 | 458,150,000 | 503,013,000 | 575,362,000 |
| Interest-bearing deposits | 357,605,000 | 404,019,000 | 439,404,000 | 488,728,000 |
| Noninterest-bearing deposits | 47,853,000 | 54,131,000 | 63,609,000 | 86,634,000 |
| Equity capital | 50,394,000 | 51,835,000 | 54,913,000 | 58,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,487,000 | 15,968,000 | 26,135,000 | 35,736,000 |
| Interest expense | 3,607,000 | 7,461,000 | 11,695,000 | 15,941,000 |
| Net interest income | 3,880,000 | 8,507,000 | 14,440,000 | 19,795,000 |
| Noninterest income | 535,000 | 1,046,000 | 1,548,000 | 2,017,000 |
| Noninterest expense | 2,916,000 | 5,941,000 | 9,378,000 | 12,196,000 |
| Provision for loan losses | 345,000 | 1,075,000 | 1,453,000 | 2,160,000 |
| Pretax income | 1,084,000 | 2,492,000 | 5,107,000 | 7,306,000 |
| Income tax | 271,000 | 623,000 | 1,330,000 | 2,093,000 |
| Net income | 813,000 | 1,869,000 | 3,777,000 | 5,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,270,000 | 49,823,000 | 52,534,000 | 55,869,000 |
| Total capital | 53,044,000 | 55,198,000 | 58,292,000 | 62,314,000 |
| Risk-weighted assets | 381,271,000 | 429,674,000 | 460,377,000 | 515,598,000 |