Call reports 2023
PRISM BANK — 2023
What PRISM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 268,515,000 | 273,695,000 | 288,433,000 | 303,067,000 |
| Total loans | 229,153,000 | 235,119,000 | 246,701,000 | 256,481,000 |
| Allowance for loan losses | 3,105,000 | 3,325,000 | 3,521,000 | 3,626,000 |
| Securities available for sale | 10,124,000 | 9,758,000 | 9,485,000 | 9,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,760,000 | 234,510,000 | 246,659,000 | 264,805,000 |
| Interest-bearing deposits | 182,599,000 | 191,217,000 | 202,467,000 | 223,386,000 |
| Noninterest-bearing deposits | 48,161,000 | 43,293,000 | 44,192,000 | 41,419,000 |
| Equity capital | 29,774,000 | 31,243,000 | 31,815,000 | 33,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,530,000 | 7,679,000 | 12,091,000 | 16,896,000 |
| Interest expense | 1,157,000 | 2,772,000 | 4,634,000 | 6,855,000 |
| Net interest income | 2,373,000 | 4,907,000 | 7,457,000 | 10,041,000 |
| Noninterest income | 655,000 | 1,299,000 | 1,914,000 | 2,482,000 |
| Noninterest expense | 2,309,000 | 4,653,000 | 7,159,000 | 9,828,000 |
| Provision for loan losses | 251,000 | 466,000 | 657,000 | 733,000 |
| Pretax income | 468,000 | 1,087,000 | 1,555,000 | 1,962,000 |
| Income tax | 118,000 | 274,000 | 391,000 | 497,000 |
| Net income | 350,000 | 813,000 | 1,164,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,536,000 | 29,060,000 | 29,651,000 | 30,889,000 |
| Total capital | 30,095,000 | 31,678,000 | 32,382,000 | 33,748,000 |
| Risk-weighted assets | 204,195,000 | 208,768,000 | 217,765,000 | 228,005,000 |