Call reports 2022
PRISM BANK — 2022
What PRISM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 198,825,000 | 211,030,000 | 219,523,000 | 248,450,000 |
| Total loans | 168,956,000 | 178,390,000 | 186,414,000 | 208,851,000 |
| Allowance for loan losses | 2,078,000 | 1,781,000 | 2,087,000 | 2,363,000 |
| Securities available for sale | 2,717,000 | 10,430,000 | 10,083,000 | 10,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,821,000 | 176,818,000 | 182,448,000 | 205,628,000 |
| Interest-bearing deposits | 120,730,000 | 123,215,000 | 126,238,000 | 150,969,000 |
| Noninterest-bearing deposits | 53,091,000 | 53,603,000 | 56,210,000 | 54,659,000 |
| Equity capital | 24,517,000 | 25,451,000 | 26,197,000 | 29,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,566,000 | 7,219,000 | 10,357,000 |
| Interest expense | 118,000 | 262,000 | 574,000 | 1,232,000 |
| Net interest income | 2,030,000 | 4,304,000 | 6,645,000 | 9,125,000 |
| Noninterest income | 688,000 | 1,364,000 | 2,037,000 | 2,695,000 |
| Noninterest expense | 2,078,000 | 4,262,000 | 6,520,000 | 8,821,000 |
| Provision for loan losses | 95,000 | 278,000 | 578,000 | 850,000 |
| Pretax income | 545,000 | 1,128,000 | 1,584,000 | 2,149,000 |
| Income tax | 139,000 | 137,000 | 248,000 | 389,000 |
| Net income | 406,000 | 991,000 | 1,336,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,244,000 | 23,295,000 | 24,106,000 | 27,656,000 |
| Total capital | 24,169,000 | 25,076,000 | 26,192,000 | 29,966,000 |
| Risk-weighted assets | 153,866,000 | 163,696,000 | 166,957,000 | 184,765,000 |