Call reports 2021
PRISM BANK — 2021
What PRISM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 195,062,000 | 201,187,000 | 200,124,000 | 195,743,000 |
| Total loans | 151,481,000 | 152,957,000 | 157,197,000 | 161,381,000 |
| Allowance for loan losses | 1,712,000 | 1,910,000 | 1,963,000 | 1,979,000 |
| Securities available for sale | 3,195,000 | 3,183,000 | 3,178,000 | 2,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,449,000 | 178,886,000 | 177,256,000 | 171,220,000 |
| Interest-bearing deposits | 119,504,000 | 124,144,000 | 118,779,000 | 119,379,000 |
| Noninterest-bearing deposits | 53,945,000 | 54,742,000 | 58,477,000 | 51,841,000 |
| Equity capital | 21,449,000 | 21,949,000 | 22,445,000 | 24,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,169,000 | 6,281,000 | 8,355,000 |
| Interest expense | 268,000 | 517,000 | 702,000 | 853,000 |
| Net interest income | 1,946,000 | 3,652,000 | 5,579,000 | 7,502,000 |
| Noninterest income | 465,000 | 1,225,000 | 1,989,000 | 2,698,000 |
| Noninterest expense | 1,654,000 | 3,433,000 | 5,372,000 | 7,384,000 |
| Provision for loan losses | 75,000 | 125,000 | 175,000 | 260,000 |
| Pretax income | 682,000 | 1,319,000 | 2,021,000 | 2,556,000 |
| Income tax | 144,000 | 308,000 | 488,000 | 626,000 |
| Net income | 538,000 | 1,011,000 | 1,533,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,995,000 | 19,507,000 | 20,008,000 | 21,824,000 |
| Total capital | 20,696,000 | 21,229,000 | 21,831,000 | 23,668,000 |
| Risk-weighted assets | 136,095,000 | 137,615,000 | 145,726,000 | 147,427,000 |