Call reports 2020
PRISM BANK — 2020
What PRISM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 150,347,000 | 164,738,000 | 175,107,000 | 186,414,000 |
| Total loans | 120,811,000 | 137,868,000 | 148,808,000 | 142,453,000 |
| Allowance for loan losses | 1,848,000 | 1,848,000 | 1,794,000 | 1,629,000 |
| Securities available for sale | 1,347,000 | 1,725,000 | 2,877,000 | 2,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,507,000 | 144,988,000 | 151,683,000 | 165,521,000 |
| Interest-bearing deposits | 105,822,000 | 107,479,000 | 113,175,000 | 120,636,000 |
| Noninterest-bearing deposits | 25,685,000 | 37,509,000 | 38,508,000 | 44,885,000 |
| Equity capital | 18,485,000 | 19,107,000 | 20,185,000 | 20,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,393,000 | 5,592,000 | 7,451,000 |
| Interest expense | 481,000 | 899,000 | 1,268,000 | 1,599,000 |
| Net interest income | 1,139,000 | 2,494,000 | 4,324,000 | 5,852,000 |
| Noninterest income | 255,000 | 532,000 | 848,000 | 1,242,000 |
| Noninterest expense | 1,365,000 | 2,735,000 | 4,274,000 | 6,008,000 |
| Provision for loan losses | 280,000 | 280,000 | 430,000 | 630,000 |
| Pretax income | -251,000 | 11,000 | 468,000 | 456,000 |
| Income tax | 0 | 0 | -102,000 | -87,000 |
| Net income | -251,000 | 11,000 | 570,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,010,000 | 16,605,000 | 17,678,000 | 18,165,000 |
| Total capital | 17,513,000 | 18,185,000 | 19,380,000 | 19,794,000 |
| Risk-weighted assets | 119,913,000 | 126,174,000 | 136,142,000 | 133,024,000 |