Call reports 2019
PRISM BANK — 2019
What PRISM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,534,000 | 143,896,000 | 151,196,000 | 146,186,000 |
| Total loans | 112,948,000 | 117,790,000 | 120,158,000 | 120,192,000 |
| Allowance for loan losses | 1,647,000 | 1,379,000 | 1,489,000 | 1,573,000 |
| Securities available for sale | 2,031,000 | 2,983,000 | 2,270,000 | 2,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,416,000 | 124,552,000 | 127,707,000 | 126,983,000 |
| Interest-bearing deposits | 107,066,000 | 101,283,000 | 103,497,000 | 103,929,000 |
| Noninterest-bearing deposits | 19,350,000 | 23,269,000 | 24,210,000 | 23,054,000 |
| Equity capital | 18,713,000 | 18,850,000 | 18,939,000 | 18,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,426,000 | 5,181,000 | 6,898,000 |
| Interest expense | 509,000 | 1,051,000 | 1,590,000 | 2,153,000 |
| Net interest income | 1,187,000 | 2,375,000 | 3,591,000 | 4,745,000 |
| Noninterest income | 326,000 | 697,000 | 990,000 | 1,250,000 |
| Noninterest expense | 1,408,000 | 2,791,000 | 4,149,000 | 5,549,000 |
| Provision for loan losses | 0 | 50,000 | 160,000 | 210,000 |
| Pretax income | 105,000 | 231,000 | 272,000 | 236,000 |
| Income tax | 0 | 0 | -39,000 | 131,000 |
| Net income | 105,000 | 231,000 | 311,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,208,000 | 16,346,000 | 16,440,000 | 16,247,000 |
| Total capital | 17,640,000 | 17,725,000 | 17,929,000 | 17,783,000 |
| Risk-weighted assets | 114,422,000 | 118,196,000 | 122,038,000 | 122,845,000 |