Call reports 2018
PRISM BANK — 2018
What PRISM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,049,000 | 148,522,000 | 146,533,000 | 139,476,000 |
| Total loans | 126,161,000 | 119,750,000 | 118,373,000 | 116,992,000 |
| Allowance for loan losses | 1,493,000 | 3,074,000 | 3,164,000 | 1,634,000 |
| Securities available for sale | 2,378,000 | 2,067,000 | 2,047,000 | 2,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,597,000 | 130,653,000 | 128,210,000 | 120,404,000 |
| Interest-bearing deposits | 112,143,000 | 107,931,000 | 106,320,000 | 100,770,000 |
| Noninterest-bearing deposits | 25,454,000 | 22,722,000 | 21,890,000 | 19,634,000 |
| Equity capital | 18,104,000 | 17,404,000 | 17,710,000 | 18,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,260,000 | 4,935,000 | 6,616,000 |
| Interest expense | 318,000 | 698,000 | 1,102,000 | 1,573,000 |
| Net interest income | 1,288,000 | 2,562,000 | 3,833,000 | 5,043,000 |
| Noninterest income | 484,000 | 903,000 | 1,238,000 | 1,644,000 |
| Noninterest expense | 1,515,000 | 3,046,000 | 4,429,000 | 5,917,000 |
| Provision for loan losses | 120,000 | 1,700,000 | 1,790,000 | 2,025,000 |
| Pretax income | 137,000 | -1,281,000 | -1,148,000 | -1,255,000 |
| Income tax | 69,000 | -397,000 | -23,000 | -189,000 |
| Net income | 68,000 | -884,000 | -1,125,000 | -1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,558,000 | 14,868,000 | 15,191,000 | 16,088,000 |
| Total capital | 17,051,000 | 16,365,000 | 16,671,000 | 17,564,000 |
| Risk-weighted assets | 125,058,000 | 118,256,000 | 116,764,000 | 117,956,000 |