Call reports 2017
PRISM BANK — 2017
What PRISM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,432,000 | 165,752,000 | 156,105,000 | 151,407,000 |
| Total loans | 123,433,000 | 138,783,000 | 131,690,000 | 131,211,000 |
| Allowance for loan losses | 892,000 | 954,000 | 1,126,000 | 1,358,000 |
| Securities available for sale | 1,974,000 | 2,454,000 | 2,437,000 | 2,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,238,000 | 142,123,000 | 136,847,000 | 132,116,000 |
| Interest-bearing deposits | 105,400,000 | 118,302,000 | 111,544,000 | 109,290,000 |
| Noninterest-bearing deposits | 21,838,000 | 23,821,000 | 25,303,000 | 22,826,000 |
| Equity capital | 15,542,000 | 16,727,000 | 17,421,000 | 17,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 3,043,000 | 4,653,000 | 6,338,000 |
| Interest expense | 222,000 | 481,000 | 785,000 | 1,106,000 |
| Net interest income | 1,170,000 | 2,562,000 | 3,868,000 | 5,232,000 |
| Noninterest income | 587,000 | 1,094,000 | 1,842,000 | 2,315,000 |
| Noninterest expense | 1,448,000 | 2,964,000 | 4,504,000 | 5,956,000 |
| Provision for loan losses | 70,000 | 275,000 | 450,000 | 665,000 |
| Pretax income | 239,000 | 417,000 | 756,000 | 926,000 |
| Income tax | 44,000 | 84,000 | 124,000 | 425,000 |
| Net income | 195,000 | 333,000 | 632,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,980,000 | 14,170,000 | 14,874,000 | 15,449,000 |
| Total capital | 13,872,000 | 15,124,000 | 16,000,000 | 16,807,000 |
| Risk-weighted assets | 120,954,000 | 133,541,000 | 133,361,000 | 132,360,000 |