Call reports 2013
PRISM BANK — 2013
What PRISM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 68,183,000 | 74,538,000 | 69,121,000 | 77,035,000 |
| Total loans | 49,632,000 | 56,407,000 | 51,174,000 | 62,477,000 |
| Allowance for loan losses | 133,000 | 149,000 | 188,000 | 223,000 |
| Securities available for sale | 4,962,000 | 4,638,000 | 3,958,000 | 3,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,655,000 | 64,681,000 | 59,301,000 | 66,680,000 |
| Interest-bearing deposits | 43,965,000 | 50,282,000 | 44,119,000 | 50,903,000 |
| Noninterest-bearing deposits | 14,690,000 | 14,399,000 | 15,182,000 | 15,777,000 |
| Equity capital | 8,452,000 | 8,767,000 | 8,723,000 | 9,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,479,000 | 2,299,000 | 3,171,000 |
| Interest expense | 82,000 | 177,000 | 269,000 | 358,000 |
| Net interest income | 587,000 | 1,302,000 | 2,030,000 | 2,813,000 |
| Noninterest income | 70,000 | 140,000 | 219,000 | 292,000 |
| Noninterest expense | 739,000 | 1,486,000 | 2,228,000 | 3,038,000 |
| Provision for loan losses | 20,000 | 50,000 | 83,000 | 113,000 |
| Pretax income | -102,000 | -94,000 | -62,000 | -62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -102,000 | -94,000 | -62,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,703,000 | 6,101,000 | 6,145,000 | 6,659,000 |
| Total capital | 5,836,000 | 6,250,000 | 6,333,000 | 6,882,000 |
| Risk-weighted assets | 35,918,000 | 41,496,000 | 47,380,000 | 57,844,000 |