Call reports 2012
PRISM BANK — 2012
What PRISM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,376,000 | 53,435,000 | 55,378,000 | 62,748,000 |
| Total loans | 33,112,000 | 33,990,000 | 36,230,000 | 41,949,000 |
| Allowance for loan losses | 394,000 | 501,000 | 3,000 | 109,000 |
| Securities available for sale | 11,485,000 | 10,372,000 | 8,298,000 | 7,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,699,000 | 46,880,000 | 46,557,000 | 53,223,000 |
| Interest-bearing deposits | 34,244,000 | 33,714,000 | 32,590,000 | 38,862,000 |
| Noninterest-bearing deposits | 12,455,000 | 13,166,000 | 13,967,000 | 14,361,000 |
| Equity capital | 5,596,000 | 5,217,000 | 7,638,000 | 8,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,267,000 | 1,870,000 | 2,501,000 |
| Interest expense | 82,000 | 159,000 | 232,000 | 304,000 |
| Net interest income | 558,000 | 1,108,000 | 1,638,000 | 2,197,000 |
| Noninterest income | 92,000 | 180,000 | 267,000 | 340,000 |
| Noninterest expense | 508,000 | 948,000 | 1,578,000 | 2,331,000 |
| Provision for loan losses | 0 | 114,000 | 114,000 | 211,000 |
| Pretax income | 150,000 | 234,000 | 222,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 234,000 | 222,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,552,000 | 4,266,000 | 4,880,000 | 5,720,000 |
| Total capital | 4,946,000 | 4,669,000 | 4,883,000 | 5,829,000 |
| Risk-weighted assets | 32,165,000 | 32,152,000 | 33,193,000 | 35,460,000 |